FOR MORTGAGE ADVICE LANGLEYS RECOMMEND LIFETIME WEALTH MANAGEMENT

Who are Lifetime ?

Founded in 1997, Lifetime are a firm of independent mortgage advisers providing whole-of-market access to the UK mortgage market. Their Head Office is based in St Albans with a further five offices across the country. Lifetime base their advice process firmly on the Financial Services Authority's principles of 1) Knowing Your Customer and 2) Treating Customers Fairly. All Lifetime advisers participate in a programme of on-going training, compliance and competency testing. We believe they are qualified to deliver the level of personal service and advice we require for our customers

Pro-Active Mortgage Management

The concept of buying your home as quickly as possible for as little money as possible is the key to intelligent financial planning and is central to Lifetime's core values on mortgage advice. Lifetime's service promise is to minimise your total mortgage costs at all times and continually look for opportunities to reduce the outstanding term of your mortgage. Lifetime call this process Pro-Active Mortgage Management and it has the potential to considerably reduce the total cost of buying your home.

Lifetime's Service Promise

Lifetime service promise includes advise and "hands-on" assistance with:

• First Time Buyers - including Key Worker and Shared Ownership Schemes
• Home Movers - Clear guidance on the ideal property price and mortgage amount you should consider when making an offer
• Mortgage Review Health Check - Smart ideas on how to get the most out of your mortgage
• Buy-to-Let mortgages - Sound advice on making rental property work in a Credit Crunch
  
  

Our recommendation

We are impressed with Lifetime's business standards, their knowledge of the mortgage market and their commitment to delivering their Service Promise to our customers. We therefore have full confidence in recommending them to you.

Our dedicated Lifetime mortgage adviser is Bryan Chipchase. If you would like to discuss your mortgage arrangements please call us and we will arrange for Bryan to contact you. Alternatively, you may contact him directly, in confidence and without obligation, at the following address:

Bryan Chipchase
Lifetime Wealth Management Ltd
Citygate
17 Victoria Street
St Albans
Herts AL1 3JJ

Office: 01727 84 84 12
Email: bryan.chipchase@lifetime.co.uk
Website: www.lifetimewealth.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE